ICSE Class 10 Insurance — Mock Test (2027)
Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Identify the principle of insurance based on the given information : 1. The insurer can recover the amount paid to the insured from the third party responsible for the loss. 2. This applies only after compensating the insured.
- A.Subrogation
- B.Contribution
- C.Mitigation of loss
- D.Indemnity
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2.Identify the principle of insurance based on the given information : 1. The insurer takes on the insured's rights after paying the claim. 2. This helps the insurer recover the loss amount from a third party responsible for the damage.
- A.Subrogation
- B.Contribution
- C.Insurable interest
- D.Indemnity
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3.Which of the following is an advantage of group life insurance for employers?
- A.It serves as a welfare benefit, boosting employee morale and loyalty.
- B.It eliminates the need for the employer to pay salaries.
- C.It guarantees a fixed return on investment for the employer.
- D.It covers all personal liabilities of the employer.
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4.Insurance is needed in business because:
- A.It reduces peace of mind
- B.It increases dependency
- C.It discourages savings
- D.It reduces business losses
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5.Identify the principle of insurance based on the given information : 1. The contract between the insurer and the insured is based on full disclosure of facts. 2. Any misrepresentation can lead to the contract being void.
- A.Indemnity
- B.Utmost good faith
- C.Insurable interest
- D.Mitigation of loss
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