ICSE Class 10 Banking and E-Banking — Mock Test (2027)
Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Ravi wanted to open a bank account where he could deposit small amounts every month to save for his child's education. Which account type is most suitable for his needs?
- a.Current Deposit Account
- b.Fixed Deposit Account
- c.Recurring Deposit Account
- d.Saving Deposit Account
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2.Which of the following is true for a Saving Deposit Account? I. It allows limited withdrawals per month. II. It provides interest on deposited money. III. It is primarily used by businesses for frequent transactions. IV. It offers higher interest rates than Fixed Deposit Accounts.
- a.I and II are true
- b.III and IV are true
- c.I and IV are true
- d.II and III are true
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3.Identify the picture given below.

- a.Pay-in-slip
- b.Passbook
- c.Cheque
- d.Bank Draft
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4.A bank sent a message to its customers warning them not to share their OTP, CVV, or passwords with anyone, even if they claim to be from the bank. What is the bank trying to prevent?
- A.ATM withdrawals
- B.Cyberbullying
- C.Credit card fraud
- D.Real-Time Gross Settlement (RTGS)
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5.Which of the following is true about National Electronic Funds Transfer (NEFT)? I. NEFT allows fund transfers across banks in India. II. NEFT operates in batch processing mode. III. NEFT is available 24/7, including holidays. IV. NEFT transactions are processed in real-time.
- a.I and II are true
- b.III and IV are true
- c.I and IV are true
- d.II and III are true
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