ICSE Class 10 Insurance — Mock Test (2027)
Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.Which general insurance policy covers medical expenses and healthcare costs?
- A.Marine insurance
- B.Life insurance
- C.Health insurance
- D.Fire insurance
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2.Which key insurance term refers to the legal principle that requires the insured to disclose all material facts truthfully to the insurer?
- A.Utmost Good Faith
- B.Mitigation of Loss
- C.Indemnity
- D.Contribution
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3.Identify the principle of insurance based on the given information: 1. The insured cannot claim an amount exceeding the actual repair or replacement cost. 2. Insurance seeks to restore the insured's financial position, not enhance it.
- A.Utmost Good Faith
- B.Indemnity
- C.Causa Proxima
- D.Subrogation
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4.Which principle allows the insurer to pursue third parties responsible for an insured loss after compensating the policyholder?
- a.Causa Proxima
- b.Subrogation
- c.Insurable Interest
- d.Mitigation of Loss
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5.Which of the following benefits is typically included in 'Group Health Insurance'?
- A.Retirement benefits for employees
- B.Coverage for employees’ medical expenses and dependents
- C.Incentives for achieving performance targets
- D.Life insurance for retired employees
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