ICSE Class 10

ICSE Class 10 Banking and E-Banking — Mock Test (2027)

Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

Sample questions

  1. 1.Central Bank is the custodian of :
    • A.Bullion reserves
    • B.Gold
    • C.Foreign currency
    • D.All of these
  2. 2.False accounting is fraudulent and usually occurs when a business or employee :
    • A.Deliberately records false financial information
    • B.Changes, defaces or destroys records
    • C.Exaggerates the business' assets or understates its liabilities
    • D.All of the above
  3. 3.What are Mobile Wallets, and how are they PRIMARILY used?
    • A.Physical wallets designed to store multiple credit cards securely.
    • B.Digital payment systems for online shopping, bill payments, and fund transfers via smartphones.
    • C.Bank accounts that offer cashback on all transactions made in physical stores.
    • D.Hardware devices that encrypt cash for secure offline transactions.
  4. 4.Which of the following is true about Unified Payments Interface (UPI)? I. UPI transactions are processed instantly. II. UPI transactions can be done 24/7, including holidays. III. UPI requires users to remember long bank account details. IV. UPI cannot be used for bill payments.
    • a.I and II are true
    • b.III and IV are true
    • c.I and IV are true
    • d.II and III are true
  5. 5.137. NEFT transactions are processed in real-time and settled individually.
    • a.True
    • b.False

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