ICSE Class 10 Banking and E-Banking — Mock Test (2027)
Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.
What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.
Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.
Sample questions
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1.A website automatically saves a user's login credentials and browsing history to enhance their browsing experience. What is this feature called?
- A.Intellectual Property
- B.Cyber fraud
- C.Cookies
- D.Phishing
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2.What is the primary function of the Central Bank when acting as the lender of last resort?
- A.To provide direct loans to the general public in emergencies
- B.To offer financial assistance to the government during budget deficits
- C.To provide loans to commercial banks during liquidity crises
- D.To manage foreign exchange reserves and ensure exchange rate stability
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3.IMPS allows fund transfers 24/7, even on bank holidays.
- a.True
- b.False
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4.A facility for banks to come together every day and set off their cheque claims is known as :
- A.Clearing
- B.Auditing
- C.Credit control
- D.Custodian
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5.Which of the following CORRECTLY differentiates NEFT from RTGS?
- A.NEFT processes transactions instantly, while RTGS processes them in batches.
- B.NEFT is used for high-value transfers, while RTGS is for small and medium-value transfers.
- C.NEFT processes transactions in batches, while RTGS processes them individually and instantly for high-value transfers.
- D.NEFT and RTGS are identical in functionality and transaction limits.
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