ICSE Class 10

ICSE Class 10 Banking and E-Banking — Mock Test (2027)

Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

Sample questions

  1. 1.A website automatically saves a user's login credentials and browsing history to enhance their browsing experience. What is this feature called?
    • A.Intellectual Property
    • B.Cyber fraud
    • C.Cookies
    • D.Phishing
  2. 2.What is the primary function of the Central Bank when acting as the lender of last resort?
    • A.To provide direct loans to the general public in emergencies
    • B.To offer financial assistance to the government during budget deficits
    • C.To provide loans to commercial banks during liquidity crises
    • D.To manage foreign exchange reserves and ensure exchange rate stability
  3. 3.IMPS allows fund transfers 24/7, even on bank holidays.
    • a.True
    • b.False
  4. 4.A facility for banks to come together every day and set off their cheque claims is known as :
    • A.Clearing
    • B.Auditing
    • C.Credit control
    • D.Custodian
  5. 5.Which of the following CORRECTLY differentiates NEFT from RTGS?
    • A.NEFT processes transactions instantly, while RTGS processes them in batches.
    • B.NEFT is used for high-value transfers, while RTGS is for small and medium-value transfers.
    • C.NEFT processes transactions in batches, while RTGS processes them individually and instantly for high-value transfers.
    • D.NEFT and RTGS are identical in functionality and transaction limits.

Ready? Take the full 10-question test free — instant marking, no sign-up needed.

▶ Start free mock test

More Commercial Applications mock tests